Our customers can get preapproved for a loan amount in just 15 minutes when they apply using our online application form. Once preapproved, you can receive the money you need in as little as 24 hours. To speed this process up, we recommend gathering all of the required documents before applying.
Since your loan approval is based on your vehicle’s value and not your personal financial history, you can get approved for a loan amount even if you have poor credit. In fact, auto title loans are the perfect tool for you to use to build your credit for future financing opportunities.
The amount of money you are approved for will be determined by assessing the current market value of your vehicle. This is determined by assessing the vehicle’s make, model, mileage, age, and condition. If your car is worth $12,000, you can receive up to $12,000 in loan funds.
Title loans use your vehicle as collateral. However, you get to continue driving your vehicle just like normal while making your loan payments. We will only hold onto the vehicle’s title until you pay the loan off. Once paid off, we will return the title to you.
An auto title loan is a personal loan that is secured by the value of your vehicle. Instead of using your credit score, your eligibility will be based on your vehicle’s value. This allows you to get approved for a loan even with low or no credit.